FAQ
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What Items Can Be Removed from My Credit Report?
We work to dispute inaccurate, outdated, or unverifiable items such as late payments, collections, charge-offs, bankruptcies, repossessions, and more.
How Long Will It Take to See Results?
Many clients see improvements within 30 to 90 days, but full credit repair timelines vary depending on the number of disputes and the complexity of your credit profile.
Is Credit Repair Legal?
Yes! Credit repair is fully legal. We follow all federal laws under the Fair Credit Reporting Act (FCRA), which protects your right to dispute inaccurate information.
Will Closing Accounts Help My Credit?
In many cases, closing old accounts may actually hurt your score by lowering your credit age. We provide guidance on which accounts to maintain for optimal credit health.
Do You Offer Ongoing Support?
Absolutely. We offer continuous credit monitoring, progress updates, and expert coaching to help you maintain your improved credit long-term.